How To Activate Your Walmart MoneyCard Online Or By Phone - DollarSlate (2024)

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  • There are two easy ways to activate a Walmart MoneyCard.
  • You can activate your Walmart MoneyCard either online or over the phone.
  • We also wrote about how to get a Walmart MoneyCard and how you can add money to it.

You can activate your Walmart MoneyCard online through the activation page or call 1-877-965-7848 and follow the instruction. You’ll be asked to enter your 16 digit card number, expiration date, and the 3-digit CVV security code on the back of the card.

The first step when you get your Walmart MoneyCard is to activate it. You can start using your new reloadable MoneyCard once you activate it.


Walmart MoneyCard brief overview

Walmart MoneyCard is a reloadable prepaid debit card that offers cash-back rewards ideal for Walmart customers and families. You can use it to make purchases wherever Visa and MasterCard are accepted anywhere in the world.

If you’re on the hunt for a prepaid card. The Walmart MoneyCard is one of the cheapest prepaid cards available out there right now that’s worth considering. It has non of those annoying transaction fees.

The Walmart MoneyCard has many of the same features as a checking account and is also an ideal option for individuals with no savings account – you get 2% in annual interest on savings up to $1000.

The Walmart MoneyCard is also great for staying on budget as your spending is limited to the amount of money you preloaded into the card.

How to get a Walmart MoneyCard

If you don’t have the Walmart MoneyCard yet, getting one is easy – through the Walmart website. There are no income requirements, Chexsystems inquiry, or credit check required. All you need is a social security number. To avoid the card issuance fee, it’s best to request and get the Walmart MoneyCard online. Once you make a request for the card, Walmart will mail it to you within 7 to 10 days.

If you don’t want to go through the online route, you can also get a Walmart MoneyCard at any Walmart store. You’ll be charged a card issuance fee of $3.

Activate Walmart MoneyCard online

After you get your Walmart MoneyCard, the next step is to activate it. There are two ways to activate a Walmart MoneyCard, either online or over the phone.

To activate your Walmart MoneyCard online, visit the MoneyCard activation page and enter the 16-digit debit card number, expiration date, and the CVV (3-digit security code at the back of the card). Click next to complete the activation.

Activate Walmart MoneyCard by phone

Calling Walmart to activate your MoneyCard is probably the easiest option if you’re in a hurry because activating your card online may require registering the card or creating an account first.

To activate your Walmart MoneyCard over the phone, call the Walmart card department at 1-877-965-7848 or 1-877-937-4098.

You will be asked about your MoneyCard information details to complete the activation process, including the 16-digit debit card number, expiration date, and the 3-digit CVV security code at the back of the card. Once you provide all the prompt details, your Walmart MoneyCard will be activated instantly.

Read Also: How to call in sick at Walmart? (Call out number full guide)

How long does it take to activate a Walmart MoneyCard?

Activating your Walmart MoneyCard will only take a few minutes. Your card will be instantly activated for use the second you complete the activation process.

If you have any issue activating your MoneyCard, you can easily call Walmart MoneyCard customer service on 1-877-965-7848.

Adding money to a Walmart MoneyCard

How do I put money on my Walmart MoneyCard? Loading your MoneyCard is very easy to do. Just go to any Walmart register and tell the cashier to reload your card – you’ll incur a reload fee of up to $3.

If your Walmart MoneyCard comes with cash-back rewards, you also have the option to reload using the Walmart MoneyCard app. Direct deposit and bank transfer are two other options you can use to add money to your card.

How do I activate my Walmart MoneyCard without a social security number?

It’s impossible to activate a Walmart MoneyCard without a Social Security Number. The only solution is to contact Walmart at the phone number on the back of your card and let them know you don’t have an SSN. They will let you use the MoneyCard as a gift card and spend the balance.

Can I have 2 Walmart MoneyCards?

You can have multiple cards under a single account – all fees and purchases will be deducted from that account.

Why was my Walmart MoneyCard declined?

There are many reasons why your Moneycard was declined, but the primary reason could be because the address you presented to the merchant is different from the address recorded on your card file. If this is the case, call the number on the back of your card to update your address.

Why is my Walmart MoneyCard account closed?

Your Walmart MoneyCard may be closed due to inactivity or technical error. You should call and speak to a representative at 1-877-937-4098 and see what’s going on.

How much money can be directly deposited on a Walmart MoneyCard?

The amount of money you can directly deposit to a Walmart MoneyCard is limited to $2,999 daily. However, the balance of the card cannot exceed $10,000 at any time. If your Walmart MoneyCard comes with cash-back rewards, you also have the option to deposit money using the MoneyCard app at participating Walmart stores (limited to $1,500).

What is the daily spending limit on a Walmart MoneyCard?

The Walmart MoneyCard maximum daily spending limit is $3,000, which is around average among prepaid cards. The ATM daily limit is $400.

What time does Walmart MoneyCard direct deposit hit?

Walmart MoneyCard does not have any time frame at which it processes direct deposits. It will credit your Walmart MoneyCard account as soon as it receives the deposit.

How do I unblock my Walmart MoneyCard?

To unblock your Walmart MoneyCard, log in to the MoneyCard mobile app and toggle the Card lock/Card unlock on your dashboard. Standard text message and data rates may apply. To use the Lock/Unlock Card feature, you must have a valid mailing address on file.

Can you transfer money from one Walmart MoneyCard to another Walmart MoneyCard?

Yes, you can transfer money from a Walmart MoneyCard to another Walmart MoneyCard.

Can you use ATM with Walmart MoneyCard?

Yes, you can use Walmart MoneyCard like a debit card to withdraw money from an ATM. The MoneyCard ATM fee is $2.50 per transaction, plus any fee charged by the ATM operator.

Can you transfer money from Walmart MoneyCard to a bank account?

No, you cannot transfer money from your MoneyCard to another bank account at the time of writing this article. But, you can receive money to your Walmart MoneyCard account from another bank.

Does Walmart MoneyCard direct deposit early? / Does Walmart MoneyCard get paid early?

You can get Walmart MoneyCard direct deposit up to 2 days early before payday, but you’ll need to confirm with your payroll provider that they offer this service.


To activate your Walmart MoneyCard, you can use any of the two methods listed above, and within a couple of minutes – you can start using it. If you come across any problem during the activation process, you can call Walmart MoneyCard at 1-877-965-7848.

Was this article helpful to you? Were you able to activate your Walmart MoneyCard? Let us know in the comment section!

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How To Activate Your Walmart MoneyCard Online Or By Phone - DollarSlate (2024)


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