Manage your credit cards (2024)

On this page

Manage your cards online Open in new window

Lost, stolen or damaged Open in new window

Add a cardholder Open in new window

Amend details or close your card account Open in new window

Unblock your PIN Open in new window

Common questions Open in new window

Manage your credit cards (1)

ClearSpend for your business

ClearSpend is our free web and mobile app that lets you view your business credit card spending on the go and gives you control of your card settings.

Find out more and register today

Download from App Store

Download from Google Play

Information Message

App available to Commercial Card customers and is free to download from the App Store and from Google Play. Some tasks Cora can even do for you, once you're logged in to Online Banking or via the mobile app.

Manage your cards online with ClearSpend

Did you know, with your ClearSpend account you can quickly block or unblock a card whenever you need to? You can also control what's spent where for all cardholders and check balances on the go.

  • Track every transaction in real time
  • Set and edit cardholder spending limits and categories
  • Block and unblock cards in an instant
  • Order replacements and cancel cards
  • View your monthly cashback and analyse spending patterns

Information Message

Log in to ClearSpend Open in new window

Manage your credit cards (2)

Lost, stolen or damaged

If you believe your card has been stolen, call us as soon as possible on 0800 0964 743 (18001 0800 0964 743 for Relay UK).

Advisers are available 8am to 5pm, Monday to Friday. If you need to get in touch outside of these hours, please call0370 909 3701 (18001 0370 909 3701 for Relay UK).

Add a cardholder

Business cards

For Business Credit Card, Business Plus Credit Card and BusinessOne accounts

To add card holders to your credit card, please print and complete this form, then scan it and email it back to us atapplication.forms@natwest.com

Adobe Acrobat PDF reader is required to access the downloadable cardholder form below.

Download Acrobat Reader

Download Business form

Commercial cards

For onecard accounts

To add card holders to your card, please print and complete this form, then scan it and email it back to us atapplication.forms@natwest.com

Adobe Acrobat PDF reader is required to access the downloadable cardholder form below.

Download Acrobat Reader

Download Commercial form

Further card support

Amend card and account details

Use our form to change account and cardholders details

  • Change of name or address
  • Updating authorised contacts for the account
  • Changing card and transaction limits
  • Blocking specific types of transactions
  • Closing a card or card account

Adobe Acrobat Reader is required to access the downloadable content below.

Download Acrobat Reader

Information Message

Download amendment form Open in new window

Unblock your PIN

If you need to unblock your PIN, it's easy to do by logging into ClearSpend below.

Log in to ClearSpend

Information Message

Frequently asked questions

How can I view my account online?

You can view your account online through our online app, ClearSpend.

It’s free to use and easy to sign up.

Sign up or log in here

How can I download my latest statement?

You can download up to 13 months’ worth of statements on ClearSpend.

It’s free to use and easy to sign up.

Sign up or log in here

How can I check my balance?

You can check your current balance, recent activity and available credit on ClearSpend.

It’s free to use and easy to sign up.

Sign up or log in here

How can I link my business credit card to my online banking?

You can’t link your business card to Online Banking, but you can view your card on our online app, ClearSpend.

It’s free to use and easy to sign up.

Sign up/log in to ClearSpend

How much is the annual card fee?

Depending on the product, the annual card fee will be detailed in the terms and conditions section of the application form.

You can find all information relating to card fees for all our products on our Business cards page.

What other charges are there for having my business card?

You will find all the information relating to card charges on all our products onourBusiness cards page.

Where can I find guides and forms for my onecard?

For existing Onecard customers, please use this support page for all guides and forms to manage your Onecard account.

Card maintenance

How can I pay my credit card?

You can pay your credit card in various ways. One of the easiest options is to set up a direct debit through your digital banking service.

If you have a business account with us, you can also set up online or telephone banking using the relevant details for your card programme.

How do I increase the credit card limit for an individual user?

You can change individual card limits through our online app, ClearSpend.

It’s free to use and easy to sign up.

Sign up/log in to ClearSpend

If you want to change the overall limit on the account, you’ll need to contact your relationship manager or usual business contact.

How can I change my address?

You can change the address for your business credit cards and charge cards by filling out and submitting this form:

Change address details

Why has my card declined?

There are many reasons your card could be declined, from insufficient funds to a merchant category code being restricted.

The quickest way to find the reason is by viewing your card on ClearSpend. This will show you the transaction that has been declined and the reason why.

How can I increase my card's overall credit limit?

If the credit limit on the account is no longer enough for all the cardholders, you’ll need to contact your relationship manager or usual bank contact to request an increase.

If you don’t know who your relationship/banking manager is you can chat to us on webchat or call us on 0370 909 3701 (18001 0370 909 3701 for Relay UK).

How do I close my card?

The quickest way to close an individual card is via ClearSpend.

Register or log in here

You can do this under the Management tab to the left-hand side. Click on the name of the employee whose card you want to close, and then click ‘close card’.

How can I update my contact details?

You can update your contact details by starting a webchat or calling 0370 909 3701 (18001 0370 909 3701 for Relay UK) and speaking to one of our advisers.

Alternatively, you can email the request to businesscards@rbs.co.uk or largemarketadmin@rbs.co.uk.

The update will need to come from an authorised contact and their signature must be attached to the email so we can verify them.

Other help and business support

Manage your credit cards (3)

Manage your debit card

Manage or apply for a Business Debit card

Information Message

Manage your debit card Open in new window

Manage your credit cards (4)

Business Banking support

Visit our support centre for help with business banking queries and topical issues.

Information Message

Visit the Support Centre Open in new window

Manage your credit cards (5)

Manage your account

How to set up a standing order, manage signatories and other things you can do quickly and easily on your account.

Information Message

Visit manage your account Open in new window

Manage your credit cards (6)

Dispute a transaction

If something's not quite right with a purchase you recently made with yourcredit card, we may be able to help you get your money back.

Let us know about your dispute here Open in new window

Anything else we can help with?

Support centre

Find a branch

Manage your credit cards (2024)

References

Top Articles
Latest Posts
Article information

Author: Carlyn Walter

Last Updated:

Views: 5619

Rating: 5 / 5 (70 voted)

Reviews: 85% of readers found this page helpful

Author information

Name: Carlyn Walter

Birthday: 1996-01-03

Address: Suite 452 40815 Denyse Extensions, Sengermouth, OR 42374

Phone: +8501809515404

Job: Manufacturing Technician

Hobby: Table tennis, Archery, Vacation, Metal detecting, Yo-yoing, Crocheting, Creative writing

Introduction: My name is Carlyn Walter, I am a lively, glamorous, healthy, clean, powerful, calm, combative person who loves writing and wants to share my knowledge and understanding with you.